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Choose the card that works for you

6%
cash back offer
No annual fee.
JUST
VISA
Signature
Customized Cash Rewards
$200
online bonus offer
2%
cash back offer
No annual fee.
JUST
VISA
Signature
Unlimited Cash Rewards
$200
online bonus offer
1.5
points for every $1
No annual fee.
JUST
VISA
Signature
Travel Rewards
25,000 online
bonus points offer
0%
intro APR offer
No annual fee.
NEW OFFER
JUST
PinnacleCard®
Intro APR offer for
21 billing cycles

Checking Accounts

Smart checking with no monthly fees, early direct deposit, and cashback rewards.

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Advantage SafeBalance®
No overdraft fees ever
$0/month
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Advantage Plus Banking
Full-featured with Bill Pay
$12/month
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Advantage Relationship
Premium banking with rewards
$25/month
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Savings & CDs

Competitive rates on savings accounts and certificates of deposit.

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Regular Savings
Start with just $25
4.20%APY
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Money Market
Higher rates for higher balances
4.75%APY
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8-Month CD
Locked-in guaranteed rate
5.10%APY
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Credit Cards

Earn rewards on every purchase — cash back, travel miles, and exclusive perks.

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Cash Rewards Card
3% back on gas & online shopping
$200Welcome Bonus
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Travel Elite Card
2x miles on every purchase
60,000Bonus Miles
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Premium Rewards
Ultimate luxury card perks
$500Annual Travel Credit
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Home Loans

Make homeownership a reality with competitive rates and a digital application.

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30-Year Fixed
Predictable payments for life
6.75%APR
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15-Year Fixed
Save thousands in interest
6.10%APR
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5/1 ARM
Lower initial rate
5.85%APR
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Auto Loans

Pre-approval in minutes — no impact to your credit score.

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New Car Loan
Best rates for new vehicles
5.49%APR
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Used Car Loan
Up to 100% financing
6.29%APR
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Auto Refinance
Lower your current payment
5.99%APR
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Small Business Banking

Everything your business needs to start, run, and grow.

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Business Fundamentals
Simple affordable checking
$16/month
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Business Relationship
Full-service banking
$29.95/month
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Business Line of Credit
Flexible up to $250,000
From 7.5%APR
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Investing with Pinnacle

Self-directed, automated, or advisor-led — invest your way.

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Self-Directed
Commission-free trading
$0Per Trade
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Guided Portfolios
Professional management
0.45%Annual
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Personal Advisor
Dedicated human advisor
0.85%Annual
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Award-Winning Mobile App

Bank anytime,
anywhere

Manage accounts, deposit checks, send money, pay bills, and lock your card — all from your phone. Rated #1 Most Trusted Banking App.

  • Mobile check deposit
  • Instant transfers with Zelle®
  • Real-time fraud alerts
  • Face ID & fingerprint login
  • Spending insights & budgeting
  • Card lock / unlock instantly
9:41●●●
Good morning, Alex 👋
Total Balance
$24,831.50
🏦
Checking ••4291
$8,241.00
💰
Savings ••8872
$16,590.50
Send
Receive
📷
Deposit
💳
Pay

What our customers say

⭐⭐⭐⭐⭐

"The mobile app is incredible. I can deposit checks, transfer money, and track my spending all in one place."

S
Sarah K.
Small Business Owner
⭐⭐⭐⭐⭐

"Getting my home loan was surprisingly easy. The online application took 20 minutes and I had a pre-approval the same day."

M
Marcus T.
First-Time Homebuyer
⭐⭐⭐⭐⭐

"The financial education resources helped me pay off $18,000 in credit card debt in 18 months."

J
Jennifer L.
Account Holder

Ready to get started?

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